Important Notices

2014 Holiday Schedule

All offices of The Union Bank will be closed on the following holidays:

* denotes non-standard holiday


Date of Holiday Observed Name of Holiday Day of Week
October 13, 2014 Columbus Day Monday
November 11, 2014 Veteran's Day (observed) Tuesday
November 27, 2014 Thanksgiving Day Thursday
*November 28, 2014 *Day after Thanksgiving *Friday
*December 24, 2014 *Christmas Eve (closed at 2:00PM) *Wednesday
December 25, 2014 Christmas Day Thursday
*December 26, 2014 *Day after Christmas *Friday
 
Date of Holiday Observed Name of Holiday Day of Week
January 1, 2015 New Year's Day Thursday
January 19, 2015 Martin Luther King Day Monday
February 16, 2015 President's Day Monday
*April 3, 2015 *Good Friday *Friday
May 25, 2015 Memorial Day Monday
July 3, 2015 Independence Day (observed) Friday
September 7, 2015 Labor Day Monday
October 12, 2015 Columbus Day Monday
November 11, 2015 Veteran's Day Wednesday
November 26, 2015 Thanksgiving Day Thursday
*November 27, 2015 *Day after Thanksgiving *Friday
*December 24, 2015 *Christmas Eve (close at noon) *Thursday
December 25, 2015 Christmas Day Friday

Security through Email?

  • E-mail is anything but private. Any e-mail sent outside of your building has the potential of being intercepted. Unless your organization operates its own e-mail server, e-mail to the desk across the lobby is at risk.
  • E-mail is much more like a post card than a sealed envelope. Malicious people can read messages, even modify and resend them.
  • E-mail messages and unencrypted attachments should never contain information that can cause a breach of privacy statutes.
  • Social Security and Account numbers should never be included in email.
  • Login and password information should always be furnished (to an employee or customer) via telephone, not e-mail.
  • Today's business, however, demands that information be exchanged. When it is necessary to send a file containing Account Numbers, Social Security Numbers, or other identifying information, it is suggested that protective software, like the latest version of WinZip, be used to protect the file. This software has the ability to encrypt files using the AES256 standard, which is state of the art in encryption technology. The recipient of the file should be notified of the key used to encrypt the file for decryption. The key should be furnished via telephone.

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Electronic Federal Treasury Payment Service (EFTPS)

With the ongoing government changes and regulations, you might want to consider enrolling in EFTPS. Business customers are currently required to use the system if:

        • Their total deposits of depository taxes in 2008 were more than $200,000 or
        • They were required to use EFTPS in 2009 or any prior year.

The U. S. Treasury is encouraging the migration to this method of tax payments. The Treasury is equipped to offer benefits such as:

        1. Security: There a 3 authenticatoins required to access customer accounts.
        2. Convenience: It is available via the Internet or phone 24 hours a day, 7 days a week.

    For more information or to enroll in EFTPS, call 1-800-555-4477 or visit their website at www.eftps.gov.

    Your FDIC Insurance Coverage

By Federal Law, as of January 1, 2013, funds in a non-interest bearing transaction account (including an IOLTA / IOLA) will no longer receive unlimited deposit insurance coverage. However, the funds will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information feel free to visit www.fdic.gov/deposit/deposits/unlimited/expriation.html.