Important Notices

2014 Holiday Schedule

All offices of The Union Bank will be closed on the following holidays:

* denotes non-standard holiday

Date of Holiday Observed Name of Holiday Day of Week
December 31, 2013 New Year's Eve Tuesday

Date of Holiday Observed Name of Holiday Day of Week
January 1, 2014 New Year's Day Wednesday
January 20, 2014 Martin Luther King Day Monday
February 17, 2014 President's Day Monday
*April 18, 2014 *Good Friday *Friday
May 26, 2014 Memorial Day Monday
July 4, 2014 Independence Day Friday
September 1, 2014 Labor Day Monday
October 13, 2014 Columbus Day Monday
November 11, 2014 Veteran's Day (observed) Tuesday
November 27, 2014 Thanksgiving Day Thursday
*November 28, 2014 *Day after Thanksgiving *Friday
*December 24, 2014 *Christmas Eve *Wednesday
December 25, 2014 Christmas Day Thursday

Security through Email?

  • E-mail is anything but private. Any e-mail sent outside of your building has the potential of being intercepted. Unless your organization operates its own e-mail server, e-mail to the desk across the lobby is at risk.
  • E-mail is much more like a post card than a sealed envelope. Malicious people can read messages, even modify and resend them.
  • E-mail messages and unencrypted attachments should never contain information that can cause a breach of privacy statutes.
  • Social Security and Account numbers should never be included in email.
  • Login and password information should always be furnished (to an employee or customer) via telephone, not e-mail.
  • Today's business, however, demands that information be exchanged. When it is necessary to send a file containing Account Numbers, Social Security Numbers, or other identifying information, it is suggested that protective software, like the latest version of WinZip, be used to protect the file. This software has the ability to encrypt files using the AES256 standard, which is state of the art in encryption technology. The recipient of the file should be notified of the key used to encrypt the file for decryption. The key should be furnished via telephone.

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Electronic Federal Treasury Payment Service (EFTPS)

With the ongoing government changes and regulations, you might want to consider enrolling in EFTPS. Business customers are currently required to use the system if:

        • Their total deposits of depository taxes in 2008 were more than $200,000 or
        • They were required to use EFTPS in 2009 or any prior year.

The U. S. Treasury is encouraging the migration to this method of tax payments. The Treasury is equipped to offer benefits such as:

        1. Security: There a 3 authenticatoins required to access customer accounts.
        2. Convenience: It is available via the Internet or phone 24 hours a day, 7 days a week.

    For more information or to enroll in EFTPS, call 1-800-555-4477 or visit their website at www.eftps.gov.

    Your FDIC Insurance Coverage

By Federal Law, as of January 1, 2013, funds in a non-interest bearing transaction account (including an IOLTA / IOLA) will no longer receive unlimited deposit insurance coverage. However, the funds will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information feel free to visit www.fdic.gov/deposit/deposits/unlimited/expriation.html.