General Information

Wondering how to sign up for Premier Online Banking (Internet Banking)??

It's Easy! Just click here and it will lead you to a readable/printable Disclosure Page. Please read carefully as this agreement is a legal document. On the bottom of the page, you will be asked if you accept the terms of the disclosure agreement. If you accept the terms of the agreement, you will be asked to submit a copy of the bottom of the signed Disclosure Page and the application to either mail to us, fax to us (318-253-9163), or drop it off at one of our branches. It takes approximately 2 days to set you up from the time we receive your application and process it.

Or, if you prefer, you can stop by any of our branches and either pick up or fill out an application from them.

There are no longer any set up fees needed to open/view your account online. For transactions other than viewing account, service charges may apply - call Toll Free - 877-216-0490 for more information, or stop by any branch to inquire.

And, if you're wondering how to navigate through the Premier Online Banking web site, click this link and you can view/print yourself the document OR save it on your desktop for future needs. You will need Adobe Acrobat Reader to view it.

For the latest Adobe Acrobat Reader V. 10 Free download - <click here>

Getting a U.S. Government check and want to Direct Deposit into your account??

It's Easy! Go to this link <GoDirect.Gov>. You can fill out to enroll into a Direct Deposit program to credit your U.S. Government check into your checking or savings account.

Just have a copy of your check (we can make one for you on our copiers) and that this procedure is done at least 17 days before the next time you receive your check. This will give enough time for processing the Direct Deposit at the U. S. Government level.

Note: This doesn't include state or local government checks and checks from private companies. To direct deposit checks from these payers, you will have to get with them to see if they offer this and to start this program.

According to an article in AARP Bulletin Magazine for March, 2007, officials have reported that about 57,000 signatures were forged on Treasury-issued checks last year .. a lost of about $54 million. Don't be the next victim!

Public Notice Regarding U. S. Savings Bonds

As of January 1, 2012, paper savings bonds will no longer be sold at any financial institutions. This action supports the Treasury Departments goal to increase the number of electronic transactions with citizens and businesses thereby reducing paperwork. Persons who want to purchase U. S. Savings Bonds will have to do so online.

Click here and this link will guide you to the government website that can help you purchase and/or explain the transition of purchasing U. S. Saving Bonds online.

It's Easy!

Your FDIC Insurance Coverage

By Federal Law, as of January 1, 2013, funds in a non-interest bearing transaction account (including an IOLTA / IOLA) will no longer receive unlimited deposit insurance coverage. However, the funds will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information feel free to visit www.fdic.gov/deposit/deposits/unlimited/expriation.html.