The Union Bank Certificates of Deposit & IRAs

Rates Offered as of July 31, 2017

Certificates of Deposit

 

Minimum Deposit

Interest Frequency of Days

Annual Percentage Yield (APY)

31 Days

$2,500

31

0.10%

 91 Days 

$2,500 

91

0.15%

182 Days

$2,500

182 

0.40% 

12 Month

$1,000

365

0.55% 

24 Month

$1,000

365

0.80%

36 Month

$1,000

365

1.05%

4 Year

$10,000

365

1.50%

5 Year

$1,000

365

1.85%


IRAs

 

Minimum Deposit

Interest Frequency of Days

Annual Percentage Yield (APY)

1 Year IRA

$1,000

365

0.55%

2 Year IRA

$1,000

365

0.80%

5 Year IRA

$1,000

365

1.85%


Savings

 

Interest Frequency of Days

Annual Percentage Yield (APY)

Regular Savings

90

0.25%

Herman’s Club™

90

0.25%

Christmas Club

365

0.15%


Transaction Accounts

 

Minimum Deposit

Interest Frequency of Days

Annual Percentage Yield (APY)

Now Account

$1,000

30

0.25%


Note: Rates posted are subject to change without notice.

A penalty for early withdrawal will or may be imposed. Any fees imposed could reduce the earnings on the account.

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