Personal Checking

Regular Checking

A $50.00 minimum deposit is required to open this type of account.

  • Unlimited Check Writing
  • Monthly Imaged Check Statements
  • Check Card Available
  • Unlimited ATM use
  • Unlimited use of InfoLine 24-Hour Account Information System
  • FREE basic wallet style checks
  • Overdraft Protection available with credit approval
Daily Minimum Balance Monthly Service Charge *
Under $700.00 $7.00
$700.00 & above $1.00

* Service Charge based on daily balance

A $20.00 fee will be assessed if an account is closed within 2 months from the open date.

Free & Easy Checking

A $50.00 minimum deposit is required to open this type of account. No minimum balance to maintain.

  • Unlimited Check Writing
  • Monthly Imaged Check Statements
  • Unlimited ATM use
  • FREE/Unlimited use of InfoLine 24-Hour Account Information System
  • First order of basic wallet style checks FREE; 50% off other styles
  • FREE automatic transfers
  • FREE direct deposit
  • FREE notary service
  • FREE teller assisted transactions
  • FREE basic Internet Banking (Bonjour Banking)

Additional services that may be purchased with this type of account:

  • ATM/Checkcard
  • Overdraft Protection

UnionRewards Checking - Our Newest FREE Account

Want to know more??

Yes, earn interest on ALL positive balances.
Let your money work for you!

Our Reward Rates for Qualified Accounts:

  • Earn 4.01% APY(annual percentage yield) on balances up to $25,000.
  • And, earn 0.60% APY on balances over $25,000.
  • OR, even if ALL requirements are not met, you still earn 0.25% APY on Your Money.

We may change the interest rate and APY at any time after the account is opened. No minimum balance is required, however a minimum deposit of $50.00 is required to open this type account. There are NO monthly service charges.

Available for Personal Accounts ONLY.

To earn reward rates, You must perform the following each *qualification cycle:

  1. At least 10 settled / posted CheckCard Transactions per monthly *qualification cycle.
  2. At least One Direct Deposit or ACH Direct Charge.
  3. Agree to receive a monthly Electronic Statement; instead of a paper copy.
  4. Log in to Bonjour Banking (Internet Banking) at least monthly during *qualification cycle.

*ATM refunds up to $25.00 per cycle if requirements are met. If requirements are not met, your account still earns 0.25% APY, but it will not receive any ATM fee refunds for that time period.

*Understanding Qualification Cycle: A period beginning one day prior to the current statement cycle through one business day prior to the close of the current statement cycle. [one-day asychronous - no weekend / holiday processing]

Now Account

Get the Advantages of Interest benefits, plus the convenience access of a checking account. Maintain a minimum balance of $1,000.00 and pay only a $1.00 monthly service charge

$1,000.00 Minimum deposit to open account

  • First 20 Checks written Free; additional checks at $.20 each
  • Check Card Available
  • Unlimited ATM use
  • Unlimited use of InfoLine 24-Hour Account Information System
  • Interest earned with a daily balance of $1,000.00 or more
  • Monthly Imaged Checks Statement
Daily Minimum Balance Monthly Service Charge *
Under $1000.00 $7.00
$1000.00 & above $1.00

* Service Charge based on daily balance

A $20.00 fee will be assessed if an account is closed within 2 months from the open date.

Money Market Plus

Get the Advantages of Interest benefits, plus the convenience access of a checking account. A $2,000.00 Minimum deposit to open account

  • Unlimited In-House transfers
  • Unlimited use of InfoLine 24-Hour Account Information System
  • Interest earned with daily balance of $2,000.00 or more
  • Monthly Imaged Checks Statement

According to Federal Law, following must apply to Money Market and Passbook Savings Accounts:

  • Six (6) transfers per statement cycle allowed - (3) of which may be to 3rd parties (including ACH transactions).
  • A Warning notice will be sent for a FIRST TIME violation (Transaction Violation Rule).
  • A $25.00 fee assessed to account for each transaction in excess of third party for SECOND TIME violation.
  • For THIRD TIME violation, account may be subject to closure and funds will be transferred to another type account or transfer and draft capabilities will be taken away.
Daily Minimum Balance Monthly Service Charge *
Under $2000.00 $10.00
$2000.00 & above No Charge

* Service Charge based on daily balance

A $20.00 fee will be assessed if an account is closed within 2 months from the open date.

55 Plus Club

All the extras included for the active senior. A $2,500.00 Minimum Deposit to open account

  • Monthly Imaged Check Statements
  • Check card available
  • Unlimited check writing
  • Unlimited ATM use
  • FREE/Unlimited use of InfoLine 24-Hour Account Information System
  • Interest earned on a daily balance of $2,500.00 or more
  • Free personalized checks (any wallet style)
  • Free Money Orders
  • Free Notary service
  • Free wire transfer (limit 1 per month)
  • 25% Discount on rental of Safe Deposit Boxes (subject to availability)
  • Bank sponsored social activities
  • No issue charge on Travelers Checks

A $20.00 fee will be assessed if an account is closed within 2 months from the open date. A $8.50 monthly service charge.

Electronic Transfer Account (ETA)

For customers who have Direct Deposit Only. There will be no checks issued for this type of account.

  • No minimum deposit to open
  • $5.00 per month charge
  • One free withdrawal per month, subsequent withdrawals at $5.00 each

Additional services that may be purchased with this type of account:

  • ATM/Checkcard

So you want to Direct Deposit your government check .. Click Here

A $20.00 fee will be assessed if an account is closed within 2 months from the open date.