Important Notices

2016 Holiday Schedule

All offices of The Union Bank will be closed on the following holidays:

Date of Holiday Observed Name of Holiday Day of Week
January 1, 2016 New Year's Day Friday
January 18, 2016 Martin Luther King Day Monday
February 15, 2016 President's Day Monday
March 25, 2016 Good Friday Friday
May 30, 2016 Memorial Day Monday
July 4, 2016 Independence Day Monday
September 5, 2016 Labor Day Monday
October 10, 2016 Columbus Day Monday
November 11, 2016 Veteran's Day Friday
November 24, 2016 Thanksgiving Day Thursday
November 25, 2016 Day after Thanksgiving Friday
December 26, 2016 Day after Christmas Monday

Security through Email?

  • E-mail is anything but private. Any e-mail sent outside of your building has the potential of being intercepted. Unless your organization operates its own e-mail server, e-mail to the desk across the lobby is at risk.
  • E-mail is much more like a post card than a sealed envelope. Malicious people can read messages, even modify and resend them.
  • E-mail messages and unencrypted attachments should never contain information that can cause a breach of privacy statutes.
  • Social Security and Account numbers should never be included in email.
  • Login and password information should always be furnished (to an employee or customer) via telephone, not e-mail.
  • Today's business, however, demands that information be exchanged. When it is necessary to send a file containing Account Numbers, Social Security Numbers, or other identifying information, it is suggested that protective software, like the latest version of WinZip, be used to protect the file. This software has the ability to encrypt files using the AES256 standard, which is state of the art in encryption technology. The recipient of the file should be notified of the key used to encrypt the file for decryption. The key should be furnished via telephone.

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Electronic Federal Treasury Payment Service (EFTPS)

With the ongoing government changes and regulations, you might want to consider enrolling in EFTPS. Business customers are currently required to use the system if:

        • Their total deposits of depository taxes in 2008 were more than $200,000 or
        • They were required to use EFTPS in 2009 or any prior year.

The U. S. Treasury is encouraging the migration to this method of tax payments. The Treasury is equipped to offer benefits such as:

        1. Security: There a 3 authenticatoins required to access customer accounts.
        2. Convenience: It is available via the Internet or phone 24 hours a day, 7 days a week.

    For more information or to enroll in EFTPS, call 1-800-555-4477 or visit their website at

    Your FDIC Insurance Coverage

By Federal Law, as of January 1, 2013, funds in a non-interest bearing transaction account (including an IOLTA / IOLA) will no longer receive unlimited deposit insurance coverage. However, the funds will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information feel free to visit